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Residential Services

Storm Damage & Insurance Claims

Wind, hail, or fallen trees — we help you document the damage, navigate the claims process, and get your roof repaired or replaced properly.

Free Damage AssessmentInsurance Claim Support

Insurance Claim Helper

We guide you through the process

What to Document

  • ✓
    Date and time of the storm
  • ✓
    Wide shots of your entire roof (if safe)
  • ✓
    Close-ups of damaged areas
  • ✓
    Interior damage (ceiling stains, water marks)
  • ✓
    Damaged gutters, siding, or windows
  • ✓
    Debris in your yard from the roof
  • ✓
    Your policy number and agent contact

How the Process Works

1
Document the Damage

Take photos and videos of all visible damage, inside and out.

2
File Your Claim

Contact your insurance company to report the damage and get a claim number.

3
Schedule Inspection

We inspect your roof and prepare documentation for your claim.

4
Meet the Adjuster

We can be present when the insurance adjuster visits to ensure nothing is missed.

5
Get Your Roof Fixed

Once approved, we complete the repairs or replacement to manufacturer specs.

How NC Roofing Service Helps

  • • Free damage inspection and documentation
  • • We use EagleView imaging for accurate measurements
  • • PLRB weather data to verify storm events
  • • We meet with your adjuster to advocate for you
  • • No upfront costs — we work with your insurance

How We Document Damage

EagleView Imaging

Satellite and aerial imaging provides precise measurements for accurate claims.

PLRB Weather Data

We use official weather records to verify storm events and support your claim.

Detailed Reports

Comprehensive documentation with photos, measurements, and damage assessment.

Check Your Address for Storm History

Use our Storm Check tool to see if your area has been affected by recent storms.

Check Your Address

Frequently Asked Questions

How do I know if I have storm damage?

Signs include missing or damaged shingles, dents in gutters or siding, granules in gutters, and water stains inside. After a major storm, we recommend a free inspection even if you don't see obvious damage.

Should I file an insurance claim?

If you have significant damage, yes. We can help document the damage and determine if a claim makes sense. We work with all major insurance companies.

Will my rates go up if I file a claim?

Storm damage claims are typically "no-fault" claims and shouldn't affect your rates the same way an at-fault claim would. Check with your agent for specifics on your policy.

How long do I have to file a claim?

This varies by policy, but most require you to report damage promptly — usually within 1-2 years. We recommend filing as soon as damage is discovered.

Do you meet with my insurance adjuster?

Yes, we can be present during the adjuster's inspection to point out damage and ensure nothing is missed. This is a free service.

What if my claim is denied?

We can help document additional evidence and assist with the appeal process. Our detailed documentation using EagleView and PLRB weather data often helps overturn initial denials.

Think You Have Storm Damage?

Get a free inspection and let us help with your claim.